Starling Bank is digital, mobile centric "Challenger Bank". Available on iOS and Android, Starling does not have any physical branchces and focuses on customer experience and service via smartphone app only.
Starling offers a current account with all the basic features you would expect from a bank, such features include a contactless enabled Mastercard®, direct debits and standing order instructions, interest payments on your balance, Apple Pay/Android Pay/Fitbit Pay integration.
Starling also offers some innovative functionality, which is not to be found in a traditional banking solution:
Starling offers a switching service that promises to switch your current account over within seven days of instruction.
Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP. Starling Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.
Starling Bank is a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected in the unlikely event that the bank were to become insolvent. More information in this PDF download.